When booking your next trip to France you may be interested in learning about Sunshine Insurance. It is offered with select french trips through travel agents and will reimburse travelers if it rains more than 4 days in one week.

You wonder how will they determine where it rains and when? They use satellite photos from the French weather bureau. If they determine a client has a claim under their Sunshine Insurance then they will even send a text message to the clients phone letting them know of their refund and will send a check to them once they are home.

If Sunshine Insurance helps boost sales I can see it spreading to other destinations that travelers expect sun so, if you are willing to pay a little extra ask your travel agent if Sunshine Insurance is available to your destination. Also make sure you check into all the travel insurance options

available for your vacation.

Sunshine Insurance for Your Trip

originally appeared on About.com Personal Insurance

on Tuesday, January 26th, 2010 at 12:00:54.

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 Life insurance shopping is important. Knowing what life insurance policy is best for you is important. Don't wait until you are collecting on a life insurance policy to find out that it did not have the coverage you expected. Learn today about your life insurance choices so you can choose the best policy for you and your family.

Weekend Insurance Tip: Know if Term or Cash Value Insurance is Right for You

originally appeared on About.com Personal Insurance

on Saturday, January 23rd, 2010 at 12:00:43.

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If you have ever had a job, you have probably heard of worker's compensation insurance. Maybe you have even received worker's compensation benefits from your employer. Most employees don't even think much about the worker's compensation insurance that their employer provides, but that may a big mistake for some.

Generally, employees feel it is great to get benefits if they get hurt at work but accepting your employer's worker's compensation insurance may not always be the best choice for everyone. There are pros and cons to accepting worker's compensation insurance and if you don't understand how it works then you cannot make the best choice for yourself.

Should You Accept Worker's Compensation Insurance Benefits?

originally appeared on About.com Personal Insurance

on Friday, January 22nd, 2010 at 22:43:57.

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This is the question being raised across the country and many states are threatening to sue over the health care reform bill's mandated health insurance requirement.

According to The Seattle Times

writer Bruce Ramsey, "The individual mandate to buy health insurance is a key part of the Democrats' health-care plan. Their package, if they can pass it now, doesn't work without the mandate. But is it constitutional?" He expands more in his article about why it may not be constitutional and that the Supreme Court could go either way on the decision.

Is Mandated Health Insurance Even Legal?

originally appeared on About.com Personal Insurance

on Wednesday, January 20th, 2010 at 11:19:52.

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 What is covered on your family or individual health insurance plan? What isn't? This can be a very distressing question for many. Health insurance companies are not immune from the blows to the economy therefore they have been reviewing their budgets and in doing so the "Exclusions" list in your health insurance plan has probably become even longer.

Weekend Insurance Tip: Know Your Health Plan Exclusions

originally appeared on About.com Personal Insurance

on Saturday, January 16th, 2010 at 21:04:36.

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Metlife has recently launched a great life insurance tool. It is called the Life Insurance Selector

. It is very handy and will "help you figure out how much life insurance is right for you" by asking "about your attitudes and preferences to see what kind of life insurance fits you best."

And, once you get your plan... it's not over! Learn how to maintain your life insurance plan at 5 Steps for Maintaining Your Life Insurance Policy After Your Purchase

New Life Insurance Selector Tool

originally appeared on About.com Personal Insurance

on Friday, January 15th, 2010 at 00:50:09.

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Finding affordable health insurance

can be a difficult, but not impossible task. IU employees just got some help with their health insurance premiums as long as they are willing to stay healthy.

According to The Chicago Tribune

, " Indiana University says it will offer its employees new incentives to become healthier and help hold down their share of health insurance costs. Starting next year, IU's nearly 18,000 full-time employees will be able to earn credits that reduce the amount they pay for health insurance each month."

IU Employees that Keep Healthy will Get More Affordable Health Insurance Premiums

originally appeared on About.com Personal Insurance

on Wednesday, January 13th, 2010 at 13:16:51.

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Sometimes, when you go to the doctor or other medical provider, you may be told that you have to submit your own insurance claim form. This means that the doctor or facility does not ask the health insurance company to pay for your bill and you must do so. It is important to know how to file your insurance claim form properly.

Weekend Insurance Tip: Know What to do If You Have to File a Health Insurance Claim Form

originally appeared on About.com Personal Insurance

on Sunday, January 10th, 2010 at 18:00:43.

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 Yikes! A car accident. Even if it is a minor car accident it can at the least be startling. And of course if there are people injured in the car accident or there is car accident damage to property, the emotions can be worse.

It is important though for your safety and the safety of others, along with making your car insurance claim go much smoother, that you keep calm and understand before a car accident or crash, how to determine the extent of a car accident's damages and injuries.

Documenting Damages in a Car Accident or Crash Can Help You With Your Claim

originally appeared on About.com Personal Insurance

on Thursday, January 7th, 2010 at 22:35:42.

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